⚠️ URGENT: Don't Risk Financial Disaster

Don't Let Cheap Auto Insurance Leave You Financially Devastated

Get Real Protection That Actually Pays Claims When You Need It Most. 36 years of helping Houston families avoid insurance disasters.

Progressive Premier Agent
Geico Preferred Partner
36 Years Local
Father holding child by car - family protection
4.9/51,200+ Reviews

The Hidden Cost of "Cheap" Auto Insurance

Saving $20/month on insurance can cost you $20,000+ when disaster strikes. Here's what Houston drivers discovered too late:

Car damaged by fallen tree

$45,000 Storm Damage

"My cheap policy only covered $15,000. I'm still paying off the $30,000 difference three years later." - Sarah M., Katy

Comprehensive Gap
⚖️

$500,000 Lawsuit

"Minimum liability seemed fine until I caused a serious accident. My house is gone." - Mike R., Spring

Liability Limit Exceeded
🚗

Hit & Run Victim

"No uninsured motorist coverage meant $25,000 in medical bills came out of my pocket." - Lisa T., Humble

Coverage Gap

Why Houston Professionals Choose Progressive & Geico

Real protection from carriers that actually pay claims

Progressive Insurance

Premier Agent - Exclusive Benefits

  • Snapshot® Safe Driver Rewards - Up to 30% savings
  • 24/7 Claims Service with Local Houston Adjusters
  • Commercial Auto Expertise for Business Vehicles
  • Bundle Discounts - Home, Auto, Business

Geico Insurance

Preferred Partner - Military Grade Protection

  • Military & Federal Employee Discounts
  • Emergency Roadside Assistance 24/7
  • Mechanical Breakdown Coverage - Insurance Alternative to Extended Warranties
  • Mobile App with Full Claims Management

Real Houston Families, Real Claims Success Stories

When disaster struck, adequate coverage made all the difference

Professional consultation

Jennifer K.

The Woodlands

"When a drunk driver totaled my car and put me in the hospital, Baxter's coverage recommendations saved my family from bankruptcy. The extra $30/month for proper limits was the best investment I ever made."

$85,000 Claim Paid
DM

David M.

Katy Business Owner

"Hurricane Harvey flooded my entire fleet. Progressive's comprehensive coverage through Baxter Insurance replaced all 8 vehicles. My business survived because I had real protection."

$240,000 Fleet Claim
RT

Robert T.

Spring Resident

"Geico's Mechanical Breakdown Coverage saved me $8,000 when my transmission failed at 50,000 miles. Way better than any extended warranty. Paul explained this coverage perfectly."

$8,000 Repair Covered

36 Years of Protecting Houston Families

When you need real protection, experience matters. We've helped over 10,000 Houston families avoid insurance disasters.

450 N. Sam Houston Pkwy E. #103, Houston, TX 77060
281-445-1381
Monday-Friday 9:00 AM - 4:30 PM

Licensed & Bonded

Texas Insurance Agency

Claims Advocacy

Personal claims support included

Carrier Relationships

Progressive Premier Agent

Local Expertise

Houston risks & requirements

Free Coverage Gap Analysis

Discover what your current policy is really missing

Or email: keith@baxter-ins.com

Emergency Claims: Available 24/7