Serving Katy Since 1989

Katy Auto Insurance That Actually Protects

Don't let cheap insurance leave your Katy lifestyle vulnerable. Get Progressive & Geico coverage that pays claims, not excuses.

Why Katy Families Choose Baxter Insurance

We understand Katy's unique needs - from protecting your investment in master-planned communities to covering your daily commute to Houston.

Local Katy Knowledge

We know Katy's roads, weather patterns, and unique risks. From I-10 traffic to severe weather, we ensure you're properly covered.

36 Years of Trust

Since 1989, we've protected thousands of Katy families. Our experience means better coverage and faster claims resolution.

Quality Over Cheap

We don't sell the cheapest insurance - we sell the best value. Real protection that pays claims when you need it most.

Katy's Unique Auto Insurance Challenges

Living in Katy comes with specific risks that require proper coverage

Heavy I-10 Commuter Traffic

Daily commutes to Houston increase accident risk. Our coverage protects your income and vehicle.

Severe Weather Events

Hail, flooding, and storms are common. Comprehensive coverage is essential, not optional.

High Vehicle Values

Katy residents drive quality vehicles that deserve quality protection, not minimum coverage.

Construction Zone Hazards

Ongoing development creates unique driving challenges requiring comprehensive protection.

Uninsured Motorist Risk

Texas has high uninsured rates. Protect yourself from drivers who cut corners on coverage.

Lifestyle Protection

Your Katy lifestyle requires protection that goes beyond state minimums.

Progressive & Geico Coverage for Katy

Premium carriers with local expertise

Progressive Auto Insurance

Perfect for Katy's active families

Snapshot® rewards for safe driving
24/7 claims service
Gap coverage for newer vehicles
Roadside assistance

Geico Auto Insurance

Military-grade protection for civilians

Mechanical Breakdown Coverage
Mobile app convenience
Military and federal employee discounts
Emergency roadside service

Ready to Protect Your Katy Lifestyle?

Don't gamble with cheap insurance. Get a free analysis of your current coverage and discover what real protection costs.

Located at 450 N. Sam Houston Pkwy E. #103, Houston, TX 77060