Baxter Insurance Agency
Geico Preferred Partner Since 1989
Geico Auto Insurance HoustonMilitary-Grade Protection for Houston's Toughest Roads
As a Geico Preferred Partner, we provide exclusive access to Geico's full protection suite, including the revolutionary Mechanical Breakdown Coverage - the insurance alternative to extended warranties.
The Only Insurance Alternative to Extended Warranties
Geico's Mechanical Breakdown Coverage protects against costly repairs after your factory warranty expires. Available for vehicles less than 15 months old or with fewer than 15,000 miles.
Why MBC Beats Traditional Extended Warranties
Lower Deductibles
Typically $250-500 vs. $1,000+ for extended warranties
Choose Your Repair Shop
No network restrictions - use any licensed repair facility
No Waiting Periods
Coverage begins immediately - no 30-90 day waiting periods
Insurance, Not Warranty
Regulated insurance product with consumer protections
Important: Coverage available for vehicles less than 15 months old or with fewer than 15,000 miles. Subject to deductible and coverage limits. Not available in all states. Ask about eligibility for your specific vehicle.
MBC Coverage Example
Transmission Failure at 50,000 Miles
*Actual coverage subject to policy terms and conditions
Geico Preferred Partner Exclusive Benefits
Why working with a Preferred Partner provides superior service and value
Military & Federal Discounts
Exclusive discounts for military personnel, federal employees, and their families. Up to 15% savings on auto insurance premiums.
Mobile App Excellence
Industry-leading mobile app with full claims management, policy updates, and emergency roadside assistance requests.
24/7 Emergency Roadside
Comprehensive roadside assistance available 24/7 including towing, battery jump-start, flat tire service, and lockout assistance.
Claims Advocacy
Personal claims advocacy from our agency. We work directly with Geico to ensure fair and fast claim settlements.
Multi-Policy Discounts
Significant savings when you bundle auto with other insurance products. Multi-car discounts for families with multiple vehicles.
Financial Stability
A++ financial strength rating ensures Geico can pay claims even after major disasters like Hurricane Harvey.
Complete Geico Auto Insurance Protection
Military-grade protection for Houston's challenging driving environment
Liability Protection
Asset protection when you're at fault
Higher liability limits protect your assets from Houston's litigious environment. Essential coverage for serious accidents.
- • Bodily injury coverage
- • Property damage protection
- • Legal defense included
- • Asset protection
Comprehensive Coverage
Weather & theft protection
Critical for Houston's severe weather, flooding, and high auto theft rates. Protects against non-collision damage.
- • Hurricane & storm damage
- • Theft & vandalism
- • Hail & wind damage
- • Animal collisions
Collision Coverage
Accident damage protection
Vehicle repair or replacement after collisions. Essential for Houston's busy highways and aggressive drivers.
- • Accident repairs
- • Total loss replacement
- • Deductible options
- • Rental car coverage
Uninsured Motorist
Protection from uninsured drivers
Essential in Houston where 25% of drivers lack insurance. Protects you when uninsured drivers cause accidents.
- • Medical expense coverage
- • Vehicle damage protection
- • Hit-and-run coverage
- • Underinsured motorist protection
Mechanical Breakdown Coverage
EXCLUSIVE: Insurance Alternative to Warranties
Revolutionary coverage for mechanical failures after factory warranty expires. Better than extended warranties with lower costs.
- • Engine & transmission coverage
- • Lower deductibles than warranties
- • Choose your repair shop
- • No waiting periods
Rental & Emergency
Convenience when you need it most
Rental car coverage and comprehensive emergency roadside assistance. Keep your life moving when your car can't.
- • Rental car reimbursement
- • 24/7 towing services
- • Battery jump-start
- • Emergency lockout service
Real Houston Geico Customers, Real Success Stories
When disaster struck, Geico coverage and our advocacy made the difference
Robert T.
Spring Resident - Military Veteran
"Geico's Mechanical Breakdown Coverage saved me $8,000 when my transmission failed at 50,000 miles. Way better than any extended warranty, and Paul explained the coverage perfectly. Plus, I get the military discount!"
Lisa M.
Humble Teacher
"When an uninsured driver hit me on I-45, Geico's uninsured motorist coverage paid all my medical bills and car repairs. The mobile app made filing the claim so easy, and Baxter's advocacy ensured everything was handled properly."
David J.
Katy Federal Employee
"The federal employee discount saves me $600/year on my family's three vehicles. When Hurricane Harvey flooded my car, comprehensive coverage replaced it completely. Geico's financial strength showed when they paid the claim in full."
Ready for Geico's Military-Grade Protection?
Get the coverage trusted by military families and federal employees, with exclusive access to Mechanical Breakdown Coverage. Call now for your free Geico quote and MBC eligibility check.
Geico Preferred Partner | Licensed Texas Insurance Agency
450 N. Sam Houston Pkwy E. #103, Houston, TX 77060
*Mechanical Breakdown Coverage available for vehicles less than 15 months old or with fewer than 15,000 miles. Subject to deductible and coverage limits. Not available in all states.