25% of Houston Drivers Have No Insurance - Protect Yourself
"1 in 4 Houston drivers can't pay for your damages. When they hit you, uninsured motorist coverage is your only protection from financial disaster."
The shocking statistics that put your family at financial risk
of Houston drivers have no insurance
Every 4th car you see has no insurance
accidents involve uninsured drivers
Your odds of being hit: 1 in 3 annually
what uninsured drivers can pay
You pay 100% of your own damages
Your safety net when the other driver can't pay
Medical Expenses
Hospital bills, surgery, rehabilitation
Lost Wages
Income replacement while recovering
Pain and Suffering
Compensation for physical and emotional trauma
Permanent Disability
Long-term care and lifestyle changes
Wrongful Death
Family protection if the worst happens
Vehicle Repair
Fix your car when they can't pay
Total Loss Replacement
Full vehicle value if totaled
Rental Car Coverage
Transportation while car is repaired
Personal Property
Items damaged in your vehicle
Hit-and-Run Protection
Coverage when driver flees scene
When uninsured motorist coverage saved our customers from financial ruin
Red Light Runner - No Insurance
Customer: Patricia M., 45, Teacher
T-boned by driver running red light at high speed. Other driver clearly at fault but had no insurance and no assets. Customer suffered broken ribs, concussion, and required surgery.
"Without uninsured motorist coverage, I would have lost my home trying to pay the medical bills. The other driver had nothing - UM coverage saved my family."
Driver Fled Scene - Never Found
Customer: Carlos R., 38, Construction Manager
Rear-ended at high speed on I-10 during rush hour. Other driver immediately fled scene. No witnesses got license plate. Customer suffered back injuries requiring physical therapy.
"The coward who hit me was never found. Without uninsured motorist coverage, I would have been out $68,200 for someone else's crime."
$30K Limit vs $150K in Damages
Customer: Michelle K., 42, Nurse
Side-impact collision caused by driver running stop sign. Other driver had minimum $30,000 liability but customer's injuries exceeded that amount significantly.
"The other driver was insured, but barely. Their $30,000 limit was a joke compared to my medical bills. Underinsured motorist coverage covered the $120,000 gap."
Wrongful Death - Uninsured Driver
Customer: Rodriguez Family
Husband and father killed by drunk driver with no insurance. Family faced losing home and children's college funds to cover funeral expenses and lost income.
"The drunk driver who killed my husband had nothing. Without uninsured motorist coverage, my children would have lost their father AND their future. This coverage saved our family."
Maximum protection for minimal cost
Minimum recommended coverage
Comprehensive family protection
Ultimate peace of mind
36 years of protecting Houston families from uninsured drivers
Uninsured motorist claims processed quickly. We know you need medical treatment and income replacement fast.
We fight for every dollar you deserve. Our advocacy ensures maximum UM coverage payouts.
Coverage extends to your entire family, including passengers in your vehicle and pedestrian accidents.
Accidents don't wait for business hours. Our emergency claims support is available when you need it most.
Get uninsured motorist coverage and protect your family from Houston's 650,000+ uninsured drivers
Baxter Insurance Agency, Inc. | 450 N. Sam Houston Pkwy E. #103, Houston, TX 77060
Licensed Texas Insurance Agency | Serving Houston Since 1989